Split boat expenses
Split boat expenses without anyone feeling shorted.
Log the slip, the insurance, the fuel and the surprise water pump — then see exactly who owes whom.
For two to eight partners sharing a boat, family boats, and clubs that bill costs back to members.
Shared boats rarely fail over money; they fail over unclear money. The cure is a single ledger every partner can see, with fixed costs split by ownership share and variable costs split by use. Start with the free worksheet below, or let EZ BoatShare do the arithmetic — every expense entered once, shares calculated instantly, and a running balance per partner.
Free printable PDF
Free shared boat expense & split worksheet (PDF)
A two-part worksheet: a 16-row expense ledger and a settle-up table that turns those entries into a per-partner balance.
- 16-row expense ledger with category, who paid, amount and split method
- Settle-up table: share %, owed, already paid, balance, settled
- Guidance on which costs to split by share and which by use
- Print one per month, quarter or season
No email required. Print it, fill it in by hand, or keep the whole thing automatic inside EZ BoatShare.
Automate This via EZ Boat ShareWhat you get
One ledger, no spreadsheets
Anyone can add an expense with a photo of the receipt. Nobody maintains a master file on their laptop.
Two split rules that work
Fixed costs follow ownership share. Fuel, pump-out and cleaning follow the person who used the boat.
Running balances
Every partner sees their own number — owed or owing — without asking the person who volunteered to be treasurer.
Built for the way you run it
New partnerships
Agree the split rules once, up front, and let the ledger enforce them all season.
Uneven ownership
A 40/30/30 split is calculated the same way every time, including on capital calls and assessments.
Big unplanned repairs
A capital call goes out with the amount per partner already worked out and payment tracked.
Season close-out
Print the year, settle up, and start next season with everyone at zero.
Common questions
How should boat partners split costs?
Split fixed costs — slip, insurance, loan, storage, scheduled maintenance — by ownership percentage. Split variable costs — fuel, pump-out, cleaning, consumables — by use. Write both rules into your partnership agreement.
What about a big repair nobody planned for?
Set a dollar threshold in your agreement above which a repair needs written approval, and keep a monthly reserve contribution so the money already exists when the bill arrives.
Can the app collect the money too?
It tracks what each partner owes and what they've paid, sends reminders automatically, and takes card payments for dues and capital calls.
Do I need to give an email to get the worksheet?
No. The PDF is generated right in your browser when you click the button.
Settle up in minutes, not arguments.
Download the free worksheet, or let every expense, split and balance take care of itself.